Property Finance


Unlock Opportunity by leveraging our Capabilities

Construction Finance

For projects ranging from boutique townhouses, through to high-density towers. Size doesn’t matter at STAC.
Senior Debt, Mezzanine Debt and Structured Equity.

Residual Stock Finance

Unlock Capital from remaining stock in your completed project, to payout construction finance or inject equity into your next development.

Commercial Property

Investment or Development, commercial, industrial, retail, mixed-use, childcare, retirement & aged care and other specialised-use assets.

Equity Capital

Preferential Equity and Joint Ventures for developments.
Structured & Ordinary Equity for assets and portfolios.

Advisory Services

Professional services to assist with your project or portfolio.
Feasibilities, building a project team, portfolio analysis, distressed turnarounds.

The relationships and knowledge that STAC Capital have in the property development industry has proven a valuable asset to DevCorp. An approachable and highly professional team that are quick to find a tailored solution and open the right doors.
— Murray Thornton, Managing Director, DevCorp

Efficient and effective capital structuring necessitates insight & experience. Leveraging our significant property finance experience, in both construction and investment, we structure & source Debt & Equity for our clients, covering the entire capital stack, including:

  • Senior Debt (1st mortgage)

  • Mezzanine Debt (2nd mortgage)

  • Preferential Equity

  • Joint Venture Equity

We source our capital from a range of sources where we have deep and broad relationships, including Banks, Fund Managers and Ultra-High Net Worth Individuals.

Dale’s knowledge and understanding of finance, and his ability to negotiate favourable funding terms, is first class. Dale takes the time to truly understand what we are trying to achieve, remains actively involved in each and every project, and is absolutely passionate about the vision we are working to achieve.
— Adam Flaskas, Director, Howard Smith Wharves

A Strategic Partnership with STAC Capital

While the structuring and arrangement of finance is very much core to our business, our approach is different to that of typical finance brokers.

  • Our clients always deal directly with highly-experienced directors.

  • We are not just single deal focused. We value long-term mutually-beneficial relationships with our clients.

  • We are fiercely independent and loyal to our clients. While we have strong relationships with a large number of lenders and investors, we do not have any affiliations or attachments to any in particular.

  • We understand the true meaning of strategy and therefore take the time to clearly understand all the factors that make up our clients' strategy.

  • We are transparent with our pricing and align this with the interests of our clients.

Your full financial situation will need to be reviewed prior to acceptance of any offer or product.

Experience in Property Finance

Some of the property projects, for which STAC and its Directors have been the lead-arrangers or financiers, are summarised below. Finance structures varied, ranging from straight Senior debt, to multiple layers of the capital stack such as Mezzanine Debt, Preferential Equity and JV Equity. 

119 luxury apartments Kangaroo Point Qld

Construction of a 12 storey luxury residential development, plus ground floor retail; apartments ranging from 1 bedroom $420k to penthouse $4.95m.

Major Bank funding achieved in late 2017 when market conditions presented very limited funding appetite for high-density inner-city residential development.

Gross Realisation Value $100m

Cattle Farm

Investor Syndicate Group purchase
25 year amortisation profile

$18m debt facility

104 apartments
Darwin NT

Construction of an owner-builder/developer 10 storey residential apartment development

Gross Realisation Value $40m

Car Park

70% amortised over 15 years with no recourse to Directors/Shareholders
30% Interest Only for 10 years with recourse

Total Debt $8m

93 apartments
Greenslopes Qld

Construction of an 8 storey residential apartment development

Gross Realisation Value $45m

31 apartments

Lutwyche Qld

Construction of 5 storey residential apartment development

Gross Realisation Value $14m

Suburban Shopping Centre

Split Senior Debt strategy, $10m on 10 year Interest Only tenor with long-term Interest Rate Hedging
$15m amortised over 25 years

Total Debt $25m

54 townhouses
Taigum Qld

Construction finance with Australian Bank.
Developer's existing bank spent over 3 months without getting to an approval.
STAC quickly identified that the existing bank would not get to an approval. A deal with another bank, on more advantageous terms, was secured on indicative terms within 48 hours; formal approval expedited.

Gross Realisation Value $24m

Boutique Hotel
Northern NSW

Redevelopment of a boutique award winning hotel

Value on Completion $22m

Ultra-Luxury Mixed-Use
Mooloolaba Qld

Construction of a 12 storey mixed-use development comprising 22 ultra-luxury apartments plus ground-floor retail

Gross Realisation Value $70m

Motor Vehicle Dealership

Acquisition and refurbishment of new car dealership

Value on Completion $7.5m

Woodstore blue.jpg

45 apartments
Chermside Qld

Construction of a boutique residential development

Gross Realisation Value $23m

69 townhouses
Sippy Downs Qld

Construction of multi-stage townhouse development

Gross Realisation Value $28m

93 apartments

South Brisbane

Construction of tower 2 of total 210 apartments.

The bank that funded tower 1 provided an approval for tower 2, however their pre-sale terms could not be met in practice.

STAC achieved an approval with a bank, during the elevated bank tightening of late 2018, negotiating terms that allowed a percentage of Chinese FIRB buyers far higher than even "normal market" conditions.

Child Care Centres Portfolio

Acquisition/Development of multiple assets within a portfolio of freehold & going-concern child care centres

Portfolio Going-Concern Value $18m

8 townhouses
Carina Qld

Non-Bank construction finance with nil pre-sale requirement

Gross Realisation Value $5.4m

Industrial Tilt-Slab
Brendale Qld

Construction of a partially owner-occupied industrial tilt-slab building, negotiated pricing more than 1% lower than incumbent lender

Value on Completion $4.2m

Bulky Goods
Burleigh Heads Qld

Site acquisition and construction of a bulky goods retail centre

Value on Completion $8.5m

Neighbourhood Shopping Centre

Acquisition, refurbishment and further development of shopping centre

Value on Completion $6m

64 apartments
Mackay Qld

Construction of a 9 storey residential development

Gross Realisation Value $25m