PROPERTY FINANCE

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Take Advantage of our Expertise

Efficient and effective structuring and sourcing of capital, particularly for large and complex projects or property portfolios, necessitates commensurate experience.
Leveraging our significant property finance experience, in both construction and investment, we advise our clients on structured finance arrangements covering the entire capital stack, including Senior Debt, Mezzanine Debt, Preferential Equity and Joint Venture Equity. 

STAC Capital and our Directors have been the lead-arrangers or financiers on countless property projects and portfolios, ranging from small townhouses, through portfolios of specialised-use assets, to $100m high-density multi-storey developments. 

Dale’s knowledge and understanding of finance, and his ability to negotiate favourable funding terms, is first class. Dale takes the time to truly understand what we are trying to achieve, remains actively involved in each and every project, and is absolutely passionate about the vision we are working to achieve.
— Adam Flaskas, Director, Howard Smith Wharves

Asset Classes

The experience of STAC Capital and its Directors, with property and project finance, includes a range of assets classes such as:

  • Residential - subdivisions, townhouses, multi-stage projects, high-density apartment towers, mixed-use

  • Commercial - retail, office, bulky-goods

  • Industrial - subdivisions, warehouses & manufacturing, self-storage

  • Specialised - child care (freehold & going concern), service stations, hotels (accommodation), hotels (pubs/liquor & gaming),

Capital Sources

Formed over full careers in commercial finance, we have solid relationships with funders and investors to suit an array of situations, varying from ‘plain vanilla’ to highly-geared or the strategically challenging. This allows us to structure and arrange funding packages from sources such as:

  • Major and selected non-major Australian banks

  • Overseas banking institutions with interests in the Australian market, particularly Asian-based

  • Australian and off-shore Fund Managers

  • Private Financiers

  • UHNW Individuals as direct equity investors

Property Finance Advice

Whilst we do act in a brokerage capacity for our clients, part of our differentiation from finance brokers is in providing bespoke advisory services to select property developer for property development finance and commercial property investor clients. 

The scope of our property finance advisory services can be broad, typically agreed based upon the needs of our clients, our capabilities and experience, as well that of their existing professional advisors and consultants. Some examples of our property finance services include (but are not limited to):

  • Joint Venture Structuring - working together with clients and relevant lawyers to consider risks and requirements, to ensure that the proposed structure will fit with the likely requirements of financiers and/or investors.

  • Project Feasibility - assisting to build, or critically analyse, single- or multi-stage project feasibilities, particularly including the quantum and timing of the various layers of the capital stack.

  • Project Team - leveraging our broad range of relationships, identifying and selecting necessary professionals and consultants commensurate with the nature and size of the project, such as project/development managers, town planners, architects, valuers, quantity surveyors, real estate agents, lawyers, accountants etc.

  • Distressed Work-Outs - review and assessment of distressed positions/assets, formulation of work-out strategies together with clients and relevant professionals (such as lawyers, insolvency practitioners, property experts, real estate agents, construction professionals etc), negotiation with existing and/or potential incoming lenders/banks.

If you require some form of assistance with your property finance in relation to your portfolio or projects, contact us so that we can discuss whether we are suitably positioned to assist. STAC Capital also provides advisory services for Private Banking and Business Finance.

A Strategic Partnership with STAC Capital

While the structuring and arrangement of finance is very much core to our business, our approach is different to that of typical finance brokers.
Our Directors are actively involved with the owners, key management and external advisors of each of our clients. We are not single deal focused, rather we value long-term mutually-beneficial relationships with our clients. We are fiercely independent and loyal to our clients - while we have strong relationships with a large number of lenders and investors, we do not have any affiliations or attachments to any in particular. We understand the true meaning of strategy and therefore take the time to clearly understand all the factors that make up our clients' strategy, and work with them to continue to build it. We are transparent with our pricing and align this with the interests of our clients.

The relationships and knowledge that STAC Capital have in the property development industry has proven a valuable asset to DevCorp. An approachable and highly professional team that are quick to find a tailored solution and open the right doors.
— Murray Thornton, Managing Director, DevCorp

Find out more about our approach to property finance

Your full financial situation will need to be reviewed prior to acceptance of any offer or product.



Experience in Property Finance

Some of the property projects, for which STAC and its Directors have been the lead-arrangers or financiers, are summarised below. Finance structures varied, ranging from straight Senior debt, to multiple layers of the capital stack such as Mezzanine Debt, Preferential Equity and JV Equity. 

119 luxury apartments Kangaroo Point Qld

Construction of a 12 storey luxury residential development, plus ground floor retail; apartments ranging from 1 bedroom $420k to penthouse $4.95m.

Major Bank funding achieved in late 2017 when market conditions presented very limited funding appetite for high-density inner-city residential development.

Gross Realisation Value $100m

104 apartments
Darwin NT

Construction of an owner-builder/developer 10 storey residential apartment development

Gross Realisation Value $40m

93 apartments
Greenslopes Qld

Construction of an 8 storey residential apartment development

Gross Realisation Value $45m

31 apartments


Lutwyche Qld

Construction of 5 storey residential apartment development

Gross Realisation Value $14m

64 apartments
Mackay Qld

 

Construction of a 9 storey residential development

Gross Realisation Value $25m

Ultra-Luxury Mixed-Use
Mooloolaba Qld

Construction of a 12 storey mixed-use development comprising 22 ultra-luxury apartments plus ground-floor retail

Gross Realisation Value $70m

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45 apartments
Chermside Qld

 

Construction of a boutique residential development

Gross Realisation Value $23m

Motor Vehicle Dealership

Acquisition and refurbishment of new car dealership

Value on Completion $7.5m

Child Care Centres Portfolio

Acquisition/Development of multiple assets within a portfolio of freehold & going-concern child care centres

Portfolio Going-Concern Value $18m

69 townhouses
Sippy Downs Qld

Construction of multi-stage townhouse development

Gross Realisation Value $28m

8 townhouses
Carina Qld

 

Non-Bank construction finance with nil pre-sale requirement

Gross Realisation Value $5.4m

Boutique Hotel
Northern NSW

Redevelopment of a boutique award winning hotel

Value on Completion $22m

Industrial Tilt-Slab
Brendale Qld

Construction of a partially owner-occupied industrial tilt-slab building, negotiated pricing more than 1% lower than incumbent lender

Value on Completion $4.2m

Bulky Goods
Burleigh Heads Qld

Site acquisition and construction of a bulky goods retail centre

Value on Completion $8.5m

Neighbourhood Shopping Centre

Acquisition, refurbishment and further development of shopping centre

Value on Completion $6m