Keep your bank honest! It might be time to refinance your home loan

by | 24 Nov 2021 | Property, Residential

The home lending landscape has changed dramatically since we were first impacted by the COVID-19 outbreak, and the big question is, have you taken the time to assess your current situation?

Right now, variable rates are more competitive than ever, and if you’re not leveraging and taking advantage of these rates, you could be doing yourself a serious financial disservice.

At STAC, we’re seeing many clients experiencing the following prior to engaging us for home lending solutions:

  • They’re paying interest rates well above 3%
  • They have interest only periods expiring soon
  • Their loans are structured without tax and risk in mind

Do any of these scenarios sound familiar to you?

If so, it might be time to consider engaging the services of a broker who is able to assist you in assessing your current situation and providing you with potential solutions that best fit your current circumstances.

The STAC Capital Group, including STAC Home Finance, provides a professional residential mortgage broking service at no cost to you and – unlike many other brokers – STAC Capital Pty Ltd holds its own Australian Credit License. This means we’re not bound to a set lender panel, thereby allowing us the potential to explore a wider market without restrictions, in turn providing a wider range of solutions.

Fitting with STAC’s corporate & property “debt advisory” approach that has always been core to how we look after our clients, in STAC Home Finance we seek to understand and consider your long-term goals and objectives, working closely with you to structure your debt facilities so they work in alignment with where you want to be in the future.

If you’re wondering about whether your home lending is still best suited to your current circumstances – or whether they’re simply still at a competitive rate – get in touch with us today for a no-obligation discussion.

If you would like to discuss this article or learn more about our home lending solutions, please contact us.

  • Your full financial needs and requirements need to be assessed prior to any offer or acceptance of a loan product.
  • STAC Home Finance Pty Ltd (534124) is authorised under Australian Credit Licence 389328.
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Tags: home loan