"WHERE THE #@$% IS OUR $14,000,000??", said the developer to their banker, for the umpteenth time.

Having gone around in circles with their existing banker for over 3 months, trying to lock in the consistently promised approval for construction of their 54 townhouse project, this developer was getting beyond frustrated. This is how we got their funding locked in and the project moving ahead. With a Bank.

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What’s the REAL Cost of Business Debt?

Think that a “good deal” in business finance is all about the interest rate & fees? Think again. Before you sign on the dotted line, realise that business finance is rarely that simple…

We look at true cost of asset finance, working capital finance, as well as the VALUE OF EQUITY, and whether it pays to pay more.

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How much does a mortgage broker cost you?

Have you avoided using a mortgage broker because you think you'll get a better deal by going directly to a bank? In this episode of Tom's Tips, Tom explains how most mortgage brokers don't charge anything to their clients - and that it doesn't cost you in any way, in fact you probably have a better chance of getting a better deal than if you went to a bank yourself!

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Tom Kelly
Be careful what you believe

Disappointing to read yet more media fear mongering from a writer who either doesn’t understand what he’s talking about, or chooses to miss the facts. Whilst it can be difficult to see through BS, there are a range of points presented here that we have the insight to challenge.

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Mark Trayner
What's ON Brisbane?

We'll be straight up. We love great food (who doesn't?). So, it goes without saying that we like to stay across the latest trends and changes in Brisbane's food and wine scene. Here's our edit of what's ON in Brisbane this month, including our highlights of Good Food Month. Who's up for lunch? 

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dale sparke
Deal Breakers

Securing finance is one of the biggest and most important stages in the project lifecycle. And, it can be an extremely time consuming process, depending on the size and complexity of the project. But, it’s also one area that tends to be the least understood, and not given its due preparation, which can lead to negotiation breakdown.

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Mark Trayner
1 July GST Changes

Disclaimer: GST is possibly the most boring topic known to man. We did our best to make this update bearable. We don't think we succeeded. However, it's none the less important to understand what is happening as it effects just about everyone operating in the property sector.

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Mark Trayner
Budget in Review

STAC Capital had the pleasure of attending both Westpac’s & NAB’s Budget presentation last week. General consensus appears to be that the 2018 Federal Budget is very much a pre-election budget with nothing too exciting to write home about! But in any case, here’s our review.

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Mark Trayner
All signs are pointing to credit tightening.  

The Royal Commission is in full swing. The effect on the banks is not just scaremongering – down in the trenches, we’re very much seeing significant tightening by the banks, both in commercial lending as well as in home lending. Mark Trayner outlines the changes and their implications.

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Mark Trayner