Ponder this thought for a moment:
How often does a client hand you a detailed scope of required services, clearly defining exactly what it is that they want you to consider/analyse/produce/etc.?
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Loyalty used to truly mean something in banking. Aside from questioning whether the loyalty is returned, being loyal to just one bank can actually be a dangerous game to play.
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Just before Christmas, we had quite an impressive achievement with a funding approval that, to be frank, we expect that many people may not believe - because the allowance for FIRB buyers would have been a good deal even in the best of times, let alone the current funding environment.
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We’ve been discussing the increasing risk of a recession being triggered as a result of continuing tightening of availability of debt funding from Banks to SMEs, for quite a while now (probably about a year or so). These concerns are now really coming out in the public sphere, so now might be the time to start making public comment. The questions we expect people have now, is exactly what we’ve been discussing with people for most of 2018, being - (1) What are we seeing on the ground, (2) Why is it happening and, (3) What will the result be?
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Everyone comes up with personal New Year’s Resolutions, but who achieves them. Instead of empty goals, this year I stopped to reflect, to decide what I’m going to focus on in 2019 and why.
Key takeouts are to stop saying “I’m so busy”, be Healthy (less alcohol, more exercise, better food), Wealthy (continue building a purposeful business) and Wise (reading, meditating, friends & family). Also can’t forget to put efforts into a greater cause (fighting cancer).
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Do you have the confidence to buy at auction? Thanks to the Royal Commission, the process and timeframes to get a home loan approved is causing problems in the market. But if you're prepared in advance to bid, then OPPORTUNITY ABOUNDS! Martin Millard & Brendan Whipps from Harcourts Solutions Group tell us what they're seeing in the real estate market - and why getting your finance approved BEFORE going to auction is so critical.
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2018 saw some pretty reasonable changes in the economy… What do we see for businesses and property in the Australian Economy for 2019?
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Having gone around in circles with their existing banker for over 3 months, trying to lock in the consistently promised approval for construction of their 54 townhouse project, this developer was getting beyond frustrated. This is how we got their funding locked in and the project moving ahead. With a Bank.
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Where is the Brisbane Property Market heading in 2019? Tom Kelly catches up with the CEO of Harcourts Qld and MD of Harcourts Solutions to see what they think.
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Think that a “good deal” in business finance is all about the interest rate & fees? Think again. Before you sign on the dotted line, realise that business finance is rarely that simple…
We look at true cost of asset finance, working capital finance, as well as the VALUE OF EQUITY, and whether it pays to pay more.
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Have you avoided using a mortgage broker because you think you'll get a better deal by going directly to a bank? In this episode of Tom's Tips, Tom explains how most mortgage brokers don't charge anything to their clients - and that it doesn't cost you in any way, in fact you probably have a better chance of getting a better deal than if you went to a bank yourself!
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What is your rate on your home loan? If it’s over 4%, LISTEN UP.
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Disappointing to read yet more media fear mongering from a writer who either doesn’t understand what he’s talking about, or chooses to miss the facts. Whilst it can be difficult to see through BS, there are a range of points presented here that we have the insight to challenge.
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There’s a lot of confusion about what’s involved in getting a home loan. Let’s kick things off with three of the biggest myths.
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Do we have a major economic problem in Australia? In our opinion, yes and no, which is exactly what we’ve been saying to people for a long time now. Here’s our perspective on the recent 60minutes episode, which ‘exposes’ Australia’s housing crises.
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We sit with Tom Kelly, head of home finance, to chat about his love for Brisbane, the property market hot-spots, and what he has his sights on.
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Well, here we are…Spring. Where life begins, flowers blossom, days get warmer, and we start to think about how fast the year is going. Well at least that’s the case for most. I start to think about the real estate market.
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Here's our August edit of "What's On" around South East Queensland. There have been some exciting restaurant openings, including the latest Thierry Galache restaurant which has opened in Spring Hill. Who's up for lunch?!
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It’s safe to say there is a lot going on in the childcare sector at the moment. But is making good returns as easy as people would suggest? We explore the critical success factors to a successful business.
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It's understandable that people are pretty confused about the difference between Mezzanine, Preferential Equity and Joint Ventures. Are they as bad as people say they are? Mark Trayner discusses.
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