COVID-19 Support from Banks & Govt – for Individuals

COVID-19 Support from Banks & Govt – for Individuals

In this incredibly daunting time, there’s plenty of confusion out there as to what help is available for businesses; we’re fielding so many calls & emails that we thought it best to lay it out (although please note that it may be a challenge to keep this up to...
Credit Tightening & the need for Professional Debt Advice

Credit Tightening & the need for Professional Debt Advice

GET IN TOUCH WITH DALE, PC OR MARK TO DISCUSS YOUR SITUATION Too often we’re seeing the goalposts getting moved when businesses and property developers/investors seek debt, as many funders have been changing their appetite. Many clients of STAC have become clients...
So the Bank Declined your loan….. now what?

So the Bank Declined your loan….. now what?

As a Business Owner one of the worst conversations to have with your Banker is getting knocked back for a loan.  It can be particularly hard when you just need some short-term support or have an opportunity that slips between your fingers without the necessary...
The Danger of having One Bank & Cross-Collateralised Securities

The Danger of having One Bank & Cross-Collateralised Securities

(“cross-collateralised securities”, loosely related to the term “all monies mortgages”, basically means that the bank uses multiple or all assets as security in a pool, against multiple or all debt facilities) Loyalty used to truly mean...
Buying your Home at Auction with Confidence

Buying your Home at Auction with Confidence

f 2019 is your year to buy a new home, the dream home you find may well be sold at auction… But do you have the confidence to buy at auction? “BUYER BEWARE” Thanks to the Royal Commission, the process and timeframes to get a home loan approved is...