Posts in Business
How Low can the AUD go?

There has been continued downward-pressure on the AUD recently, a consistent downward trend for about 18 months (late January 2018 was ~81c). There’s not much argument for a likelihood of the AUD recovering north again. If anything, it all amounts to some pretty strong downside risk for the AUD. The big question that often gets asked is – “how low could it go?”.

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Credit Tightening & the need for Professional Debt Advice

Too often we’re seeing the goalposts getting moved when businesses and property developers/investors seek debt, as many funders have been changing their appetite. In business, you’re already juggling 100 things - can you afford to be doing 101, particularly when debt is such a high risk game these days? What opportunities are you missing out on by spending your time doing something that we've got the expertise and the time to do?

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Is Tightening Credit Creating a Risk of a Recession in the Australian Economy?

We’ve been discussing the increasing risk of a recession being triggered as a result of continuing tightening of availability of debt funding from Banks to SMEs, for quite a while now (probably about a year or so). These concerns are now really coming out in the public sphere, so now might be the time to start making public comment. The questions we expect people have now, is exactly what we’ve been discussing with people for most of 2018, being - (1) What are we seeing on the ground, (2) Why is it happening and, (3) What will the result be?

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What’s the REAL Cost of Business Debt?

Think that a “good deal” in business finance is all about the interest rate & fees? Think again. Before you sign on the dotted line, realise that business finance is rarely that simple…

We look at true cost of asset finance, working capital finance, as well as the VALUE OF EQUITY, and whether it pays to pay more.

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