Working Capital
There is nothing more critical in business than this
Without it, your business simply won’t live to see another day. Hence we live and die by the two old adages – “Cash is King” and “Don’t Grow Broke”.
Far too often, management of working capital is done on a “she’ll be right” basis, or equally worse, approaching the bank “cap in hand” when the overdraft balance is hitting its limit.
"In a time of rapid growth"
Mark was a critical part of our team, managing our capital requirements. He took the time to understand our business, provide us with guidance and was responsive to our needs.
"headache free transition... annual savings material"
We used STAC Capital to run a tender process with the major banks at the very beginning of Covid. I am certain many of us can appreciate the difficulty the “Covid View” brought to the process. The STAC team was confident in a strong outcome. In essence, we trusted, sat back and left the information structure requirements demanded by the bank to STAC as well as all conversations. The final outcome was headache free, transition to the new bank smooth and the annual savings material.
"Now I think the world is our oyster."
"In my experience with finance brokers, they try and sell you a product. But instead, STAC put themselves in our position; the fact that we could stay with our original bank saved us from a painful experience."
”This changed when STAC took on the project”
Prior to engaging STAC, our business was experiencing some challenges funding the significant growth we were experiencing, predominantly from our NZ operations. We had researched the use of other companies or negotiating with potential lenders ourselves and we had not had any success. This changed when STAC took on the project. STAC successfully negotiated a new facility that exceeds our previous facility it in terms of flexibility for future requirements. I would not hesitate to recommend STAC to anyone requiring their services. Their attention to their customer's needs, their commitment to the end goal to be achieved and the efficient manner in which they engage with management has made them a pleasure to work with.
What clients
say about us
Analysis & Modelling
At STAC, we undertake detailed financial analysis and modelling with our clients, forecasting working capital needs based upon likely and sensitised movements in the 7 Cash Drivers:
7 CASH DRIVERS
- Debtors (Accounts Receivable)
- Creditors (Accounts Payable)
- Inventory
- Revenue Growth
- Gross Margin
- Operating Expenses
- Capital Expenditure
Based upon this analysis, as well as leveraging our significant business & corporate finance experience, we structure and negotiate efficient capital structures to support a business’s operations and growth, drawing on our relationships across Banks, Specialist Working Capital Financiers and Fund Managers.
Capabilities beyond those of Finance Brokers
CHARGE FORWARD
Why STAC is different
- You only deal with very highly-experienced professionals.
- We are not just single deal focused. We value long-term mutually-beneficial relationships with our clients.
- We are fiercely independent and loyal to our clients – while we have strong relationships with a large number of lenders and investors, we do not have any affiliations or attachments to any in particular.
- We understand the true meaning of strategy and therefore take the time to clearly understand all the factors that make up our clients’ strategy, before structuring & implementing a solution.
- We are transparent with our pricing and align this with the interests of our clients.
- Your full financial situation will need to be reviewed prior to acceptance of any offer or product.
Get in touch
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